Chapter 5. THE INSURANCE CONTRACT  


Article 1. In General
Sec 20-1101. Scope of article
Sec 20-1102. "Policy" defined
Sec 20-1103. "Premium" defined
Sec 20-1104. Insurable interest with respect to personal insurance; definition
Sec 20-1105. Insurable interest with respect to property insurance
Sec 20-1106. Capacity to contract for insurance; minors
Sec 20-1107. Application for insurance
Sec 20-1108. Admissibility of application as evidence
Sec 20-1109. Statements as representation; effect of misrepresentation upon policy
Sec 20-1110. Approval of forms
Sec 20-1110.01. Rules and regulations; form and readability of policies
Sec 20-1111. Grounds for disapproval of forms
Sec 20-1112. Standard provisions
Sec 20-1113. Contents of policy
Sec 20-1114. Incorporation of charter or bylaw into policy
Sec 20-1115. Void policy restrictions
Sec 20-1116. Execution of policies
Sec 20-1117. Underwriters' and combination policies
Sec 20-1118. Validity of noncomplying forms
Sec 20-1119. Construction of policies
Sec 20-1120. Binders
Sec 20-1121. Renewal of policy by certificate or endorsement
Sec 20-1122. Assignment of policies
Sec 20-1123. Annulment of liability policies
Sec 20-1123.01. Motor vehicle liability insurance; primary and excess coverage
Sec 20-1124. Discharge of insurer by payment under policy
Sec 20-1125. Discharge of payor by payment of benefits under employee benefit plan or life insurance policy
Sec 20-1127. Simultaneous deaths
Sec 20-1128. Rights of spouse in life or disability policy
Sec 20-1129. Furnishing of proof of loss forms by insurer
Sec 20-1130. Administration of claim against insurer not deemed waiver of defense
Sec 20-1131. Exemption of life insurance proceeds and cash values from creditors
Sec 20-1132. Exemption of group life insurance proceeds from creditors; exception
Sec 20-1133. Medicare supplement insurance; applicability
Sec 20-1134. Coordination of benefits
Sec 20-1135. Prohibition against excluding coverage because of previous tests for a condition
Sec 20-1136. Accelerated payments of certain benefits in life insurance policies
Sec 20-1137. Limited benefit coverage; prohibited practice; definition