Chapter 4. BANK DEPOSITS AND COLLECTIONS  


Article 1. General Provisions and Definitions
Sec 47-4101. Short title
Sec 47-4102. Applicability
Sec 47-4103. Variation by agreement; measure of damages; action constituting ordinary care
Sec 47-4104. Definitions and index of definitions
Sec 47-4105. "Bank"; "depositary bank"; "payor bank"; "intermediary bank"; "collecting bank"; "presenting bank"
Sec 47-4106. Payable through or payable at bank; collecting bank
Sec 47-4107. Separate office of bank
Sec 47-4108. Time of receipt of items
Sec 47-4109. Delays
Sec 47-4110. Electronic presentment
Sec 47-4111. Statute of limitations
Article 2. Collection of Items; Depositary and Collecting Banks
Sec 47-4201. Status of collecting bank as agent and provisional status of credits; applicability of chapter; item indorsed "pay any bank"
Sec 47-4202. Responsibility for collection or return; when action timely
Sec 47-4203. Effect of instructions
Sec 47-4204. Methods of sending and presenting; sending directly to payor bank
Sec 47-4205. Depositary bank holder of unindorsed item
Sec 47-4206. Transfer between banks
Sec 47-4207. Transfer warranties
Sec 47-4208. Presentment warranties
Sec 47-4209. Encoding and retention warranties
Sec 47-4210. Security interest of collecting bank in items, accompanying documents and proceeds
Sec 47-4211. When bank gives value for purposes of holder in due course
Sec 47-4212. Presentment by notice of item not payable by, through or at a bank; liability of drawer or indorser
Sec 47-4213. Medium and time of settlement by bank
Sec 47-4214. Right of charge-back or refund; liability of collecting bank; return of item
Sec 47-4215. Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
Sec 47-4216. Insolvency and preference
Article 3. Collection of Items; Payor Banks
Sec 47-4301. Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
Sec 47-4302. Payor bank's responsibility for late return of item
Sec 47-4303. When items subject to notice, stop-payment order, legal process or setoff; order in which items may be charged or certified
Article 4. Relationship Between Payor Bank and Its Customer
Sec 47-4401. When bank may charge customer's account
Sec 47-4402. Bank's liability to customer for wrongful dishonor; time of determining insufficiency of amount
Sec 47-4403. Customer's right to stop payment; burden of proof of loss
Sec 47-4404. Bank not obligated to pay check more than six months old
Sec 47-4405. Death or incompetence of customer
Sec 47-4406. Customer's duty to discover and report unauthorized signature or alteration
Sec 47-4407. Payor bank's right to subrogation on improper payment
Article 5. Collection of Documentary Drafts
Sec 47-4501. Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
Sec 47-4502. Presentment of "on arrival" drafts
Sec 47-4503. Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need
Sec 47-4504. Privilege of presenting bank to deal with goods; security interest for expenses